BSA Officer

WHAT WILL I DO?

As the BSA Officer, you will support and oversee the Bank’s BSA/AML compliance program, with a focus on regulatory reporting, Verafin case management, customer due diligence, and ongoing program maintenance.

Key responsibilities include:

• Serve as the Bank’s Verafin system expert, including secondary reviews and preparation of CTRs, SARs, watchlist screening results, alerts, and cases.
• Review escalated alerts and ensure appropriate investigation, documentation, and resolution.
• Oversee customer due diligence processes, including enhanced due diligence (EDD) for medium- and high-risk customers.
• Maintain and update BSA/AML policies, procedures, and risk assessments to ensure regulatory compliance.
• Review and adjust Verafin parameter settings to support effective monitoring and reporting.
• Prepare quarterly BSA/AML reporting for senior management and the Board of Directors.
• Lead BSA/AML training efforts for employees, executives, and Board members.
• Coordinate BSA/AML audit and examination requests, including documentation and follow-up responses.
• Other duties as assigned and/or taken on.

 

AM I THE RIGHT FIT?

We are searching for professionals who have had proven success in their past careers, are self-motivated, and have a great attitude to join our team.

Specific requirements include:

• Minimum: Bachelor’s Degree (B.A. or B.S.) in Business, Accounting, Finance, or another related field, and 2+ years of related BSA/AML experience; or the equivalent combination of education and experience, which demonstrates the knowledge, skills, and abilities to perform the job duties of this position.
• Strong knowledge of BSA/AML regulations.
• Analytical, problem-solving, and decision-making skills.
• Optimistic, internally motivated, team-oriented personality; and
• Ability to make decisions, create change, and help grow a company – while growing yourself.

Desired qualifications:

• 5+ years of direct industry experience.
• Compliance certifications.
• Working to strong knowledge of BSA/AML software such as Verafin and Attus Watchdog.

WHY HORIZON?

We’re not just your ordinary bank – we have something special here at Horizon. Our charter dates back to 1905, giving us over a century of experience serving Central Texas. We pride ourselves on creating lifelong customer relationships and business partnerships and have a reputation for an unwavering commitment to our teams, our communities, and our customers.

Thanks to our diverse, energetic team, Horizon continues to grow and succeed:

#1 locally owned bank according to Austin Business Journal 2020 Power Rankings.

• Top 40 community banks nationwide by S&P Global Market Intelligence.
• 2024 top 10 community bank according to American Bankers Association.
• 2020 & 2021 Thriving Together recipient for outstanding company Wellness Program. Learn more about our benefit package below!

We’re proud of where our teams have gotten us and can’t wait to see where you will take us next!

 

WHAT DOES IT MEAN TO BE ON THE HORIZON TEAM?

Our commitment to our employees goes beyond base pay—it includes the tangible things like salary, benefits, and special employee programs such as training & development, wellness, and flexible sick time. Equally important are the intangible factors like challenging work, a community focused mindset, and the opportunity to grow professionally. We do not hire resources; we invest in people.

Benefits available to you include:

• Health coverage options including Medical, Dental, and Vision 
• Wellness Program that incentivizes you with premium cost savings
• Employee Assistance Program to help you with life’s challenges
• Basic Group term Life and AD&D to protect you and your family
• The opportunity to become a shareholder of the Bank through our 401k Retirement Plan 
• Discounts on Pet Insurance 
• Time off policies meant to support your work-life balance