Financial Crimes Specialist

WHAT WILL I DO?

Key responsibilities include:

• Daily fraud casework, including complex and escalated investigations.
• Resolve Reg E claims and coordinate across payment channels.
• Conduct CDD reviews and support ongoing AML monitoring.
• Review BSA and fraud alerts in Verafin and coordinate CTR and fraud related SAR workflows.
• Work closely with frontline employees, the BSA team, and account officers to move cases forward and maintain clear communication.
• Contribute to process improvement and help strengthen Horizon’s fraud and BSA programs.
• Other duties as assigned and/or taken on.

 

AM I THE RIGHT FIT?

We are searching for professionals who have had proven success in their past careers, are self-motivated, and have a great attitude to join our team.

 

Specific requirements include:

• Minimum: Bachelor’s Degree (B.A. or B.S.) in Business, Accounting, Finance, or another related field and 3+ years of related BSA/AML experience, fraud, or financial crimes investigations; or the equivalent combination of education and experience, which demonstrates the knowledge, skills, and abilities to perform the job duties of this position.
• Action oriented mindset with excellent investigative and communication skills.
• Familiarity with Verafin (preferred) or similar systems.
• Ability to collaborate with multiple teams and manage priorities in a fast-paced environment.
• Commitment to integrity, accountability, and protecting our customers.
• Optimistic, internally motivated, team-oriented personality; and
• Ability to make decisions, create change, and help grow a company – while growing yourself.

 

Applicants must be currently authorized to work in the U.S. on a full-time basis. This position does not offer visa sponsorship now or in the future.

 

WHY HORIZON?

We’re not just your ordinary bank – we have something special here at Horizon. Our charter dates back to 1905, giving us over a century of experience serving Central Texas. We pride ourselves on creating lifelong customer relationships and business partnerships and have a reputation for an unwavering commitment to our teams, our communities, and our customers.

 

Thanks to our diverse, energetic team, Horizon continues to grow and succeed:

 

• #1 locally owned bank according to Austin Business Journal 2020 Power Rankings.
• Top 40 community banks nationwide by S&P Global Market Intelligence.
• 2024 top 10 community bank according to American Bankers Association.
• 2020 & 2021 Thriving Together recipient for outstanding company Wellness Program. Learn more about our benefit package below!

 

We’re proud of where our teams have gotten us and can’t wait to see where you will take us next!

 

 

WHAT DOES IT MEAN TO BE ON THE HORIZON TEAM?

Our commitment to our employees goes beyond base pay—it includes the tangible things like salary, benefits, and special employee programs such as training & development, wellness, and flexible sick time. Equally important are the intangible factors like challenging work, a community focused mindset, and the opportunity to grow professionally. We do not hire resources; we invest in people.

 

Benefits available to you include:

• Health coverage options including Medical, Dental, and Vision
• Wellness Program that incentivizes you with premium cost savings
• Employee Assistance Program to help you with life’s challenges
• Basic Group term Life and AD&D to protect you and your family
• The opportunity to become a shareholder of the Bank through our 401k Retirement Plan
• Discounts on Pet Insurance
• Time off policies meant to support your work-life balance