Loan Operations Specialist - North Austin

WHY HORIZON?

We’re not just your ordinary bank – we have something special here at Horizon. Our charter dates back to 1905, giving us over a century of experience serving Central Texas. We pride ourselves on creating lifelong customer relationships and business partnerships and have a reputation for an unwavering commitment to our teams, our communities, and our customers.

 

Thanks to our diverse, energetic team, Horizon continues to grow and succeed:

 

• #1 locally owned bank according to Austin Business Journal Power Rankings.
• Top 40 community banks nationwide by S&P Global Market Intelligence.
• Humana’s Thriving Together recipient for outstanding company Wellness Program. Learn more about our benefit package below!

 

We’re proud of where our teams have gotten us and can’t wait to see where you will take us next!

 

WHAT WILL I DO?

Key responsibilities include:

• Perform scanning and indexing of loan package(s).
• Book and review complex commercial and mortgage loan files to determine credit quality, adequacy of loan documentation, adherence to loan policy, and lending regulations.
• Assist in the development, maintenance, and review of loan records for proper classification and coding of loans for management reporting purposes.
• Evaluate the underwriting standards and activities of lending personnel including compliance with lending policies and the quality of loan approval, monitoring, and risk assessment.
• Document loan findings and recommendations, including the time frames for correction.
• Perform quality assurance of complex commercial loan package(s) prior to booking function and escrow analysis.
• Perform quality control – post booking, of booked loan package(s).
• Responsible for review basic and complex booking transactions, i.e. SBA/Participation loans.
• Process payment and maintenance transactions.
• Perform scanning and indexing of loan package(s)
• Other duties as assigned/taken on.

 

Preferred skills/abilities:

• Accuracy in this role is critical – ideal candidate must be detail oriented
• Strong organization skills, handle multiple priorities and produce results, flexibility to reprioritize workload and respond to swiftly changing priorities in a multi-task environment
• Excellent spreadsheet capabilities
• Ability to work under high pressure, fast-paced environment, and meet established deadlines and turnaround times
• Ability to work independently as well as in a team environment
• Excellent communication skills (oral, written, listening)
• Highly dependable and ensure that high quality service is the highest priority
• Understanding of all aspects of due diligence

 

AM I THE RIGHT FIT?

This is an extraordinary opportunity for an awesome individual with experience leading compliance efforts across lending and deposit operations.

 

Specific requirements include:

• Minimum: BA/BS in Finance, Accounting, Economics, Business, or any other subject matter which demonstrates both the desire and ability to perform the job duties of this position.
• Intermediate to advanced knowledge and experience with UCC filings, Deed of Trust, Insurance documentation, commercial collateral, loan covenants, flood determinations and regulations.
• Knowledge of finance and basic accounting transactions
• Excellent computer skills and experience with Microsoft Office suite including Excel, Word, PPT, Access, and reporting.
• Strong oral and written communication skills.
• Demonstrated ability to take initiative and contribute to a team’s success.
• Optimistic, internally motivated, community-oriented personality; and,
• Ability to make decisions, create change, and help grow a company – while growing yourself.

 

WHAT DOES IT MEAN TO BE ON THE HORIZON TEAM?

Our commitment to our employees goes beyond base pay—it includes the tangible things like salary, benefits, and special employee programs such as training & development, wellness, and flexible sick time. Equally important are the intangible factors like challenging work, a community focused mindset, and the opportunity to grow professionally. We do not hire resources; we invest in people.

 

Benefits available to you include:

• Health coverage options including Medical, Dental, and Vision.
• Wellness Program that incentivizes you with premium cost savings.
• Employee Assistance Program to help you with life’s challenges.
• Basic Group term Life and AD&D to protect you and your family.
• The opportunity to become a shareholder of the Bank through our 401k Retirement Plan.
• Discounts on Pet Insurance.
• Time off policies meant to support your work-life balance.