Commercial Lending Assistant

WHY HORIZON?

We’re not just your ordinary bank – we have something special here at Horizon. Our charter dates back to 1905, giving us over a century of experience serving Central Texas. We pride ourselves on creating lifelong customer relationships and business partnerships and have a reputation for an unwavering commitment to our teams, our communities, and our customers.

Thanks to our diverse, energetic team, Horizon continues to grow and succeed:

• #1 locally owned bank according to Austin Business Journal Power Rankings.
• Top 40 community banks nationwide by S&P Global Market Intelligence.
• 2020 & 2021 Thriving Together recipient for outstanding company Wellness Program. Learn more about our benefit package below!

We’re proud of where our teams have gotten us and can’t wait to see where you will take us next!

 

WHAT WILL YOU DO?

As a Commercial Lending Assistant, you will serve as a critical support function, facilitating seamless loan processes, fostering customer relationships, and upholding the Bank’s standards of excellence in service delivery and compliance. Key highlights include:

 

• Customer Relationship Management. Act as an internal liaison for customers, fostering strong relationships and ensuring top-notch customer service.
• File Preparation and Management. Prepare credit and financial files for commercial loans, meticulously reviewing tax returns and conducting thorough searches of public records for liens or judgments. You will also be responsible for ordering and assessing real property title reports, ensuring compliance with the Bank’s insurance requirements, and maintaining proper lien positions.
• Loan Processing. Handle file preparation, loan packaging, and exception processing. This involves collecting and scrutinizing documents for accuracy, ensuring all conditions are met, and managing exceptions effectively.
• Financial Data Analysis. Collect, monitor, and analyze various financial data relevant to loans, including Flood Verifications, IRS Verifications, UCC Searches, Judgment and loan searches, Title Insurance, Key Man Life Insurance, Appraisals, Environmental Reports, Account Payoffs, and Entity documents.
• Collaborate with lenders, peers, and external parties to coordinate timely loan closings. Your role will involve ensuring all required documentation is received promptly and accurately. Additionally, assist in preparing presentations on loans, clients, and pipeline status for managers and senior staff.
• Demonstrate a steadfast commitment to providing exceptional service experiences to both internal and external customers through clear and professional oral and written communication. This includes adherence to all Bank and Department policies and procedures.
• Other duties as assigned and/or taken on.

 

AM I THE RIGHT FIT?

The ideal candidate is an experienced banking professional who possesses:

 

• High school diploma or equivalent required.
• 3+ years of experience in the banking industry.
• Optimistic, internally motivated, community-oriented personality; and,
• Ability to make decisions, create change, and help grow a company – while growing yourself.

 

Preferred skills:

 

• BA/BS in Finance, Accounting, Economics, Business, or any other subject matter which demonstrates both the desire and ability to perform the job duties of this position.
• 3+ years commercial lending assistant experience.
• Possess problem solving capabilities, ability to work independently, and excellent organizational and time management skills.
• Direct hands-on experience with real estate and C&I closing and funding.
• Comprehensive knowledge of closing loan documentation.
• Have working knowledge of various banking, lending, and mortgage systems.

 

WHAT DOES IT MEAN TO BE ON THE HORIZON TEAM?

Our commitment to our employees goes beyond base pay—it includes the tangible things like salary, benefits, and special employee programs such as training & development, wellness, and flexible sick time. Equally important are the intangible factors like challenging work, a community focused mindset, and the opportunity to grow professionally. We do not hire resources; we invest in people.

 

Benefits available to you include:

• Health coverage options including Medical, Dental, and Vision
• Wellness Program that incentivizes you with premium cost savings
• Employee Assistance Program to help you with life’s challenges
• Basic Group term Life and AD&D to protect you and your family
• The opportunity to become a shareholder of the Bank through our 401k Retirement Plan
• Discounts on Pet Insurance
• Time off policies meant to support your work-life balance