Collateral Specialist - North Austin

WHY HORIZON?

We’re not just your ordinary bank – we have something special here at Horizon. Our charter dates back to 1905, giving us over a century of experience serving Central Texas. We pride ourselves on creating lifelong customer relationships and business partnerships and have a reputation for an unwavering commitment to our teams, our communities, and our customers.

 

Thanks to our diverse, energetic team, Horizon continues to grow and succeed:

 

• #1 locally owned bank according to Austin Business Journal Power Rankings.
• Top 40 community banks nationwide by S&P Global Market Intelligence.
• Humana’s Thriving Together recipient for outstanding company Wellness Program. Learn more about our benefit package below!

 

We’re proud of where our teams have gotten us and can’t wait to see where you will take us next!

 

WHAT WILL I DO?

Key responsibilities include:

• Review all collateral types to ensure loan is properly secured and meets the compliance and financial requirements. Filing and review of UCC’s, tracking of collateral items, i.e., titles, insurance, flood etc.
• Coordinate with supporting team to discuss any outstanding findings/disputes. Will also conduct Lien perfection, collateral releasing, and ongoing collateral monitoring
• Performing collateral searches and ensure physical security of all collateral documents
• Assist Loan operations department in preparation and review of loan documentation consistent with the approved credit memo
• Developing and maintaining work flows for all stages of loan documentation relating to collateral management
• Maintaining and demonstrating proficiency with loan and collateral software application (CSI NuPoint, Center Doc)
• Prepare and assist with reports on collateral status update
• Other duties as assigned and/or taken on.

 

AM I THE RIGHT FIT?

This is an extraordinary opportunity for an awesome individual with experience leading compliance efforts across lending and deposit operations.

 

Specific requirements include:

• Minimum: BA/BS and 2+ years of banking experience; or the equivalent combination of education and experience, which demonstrates the knowledge, skills, and abilities to perform the job duties of this position.
• Good knowledge of finance or basic accounting
• Basic knowledge of finance transactions
• Excellent computer skills in Microsoft Office including Excel and Word, PowerPoint, Access, and reporting experience
• Excellent oral and written communications skills
• Strong familiarity with commercial, retail, mortgage and real estate documentation
• Related experience in, at least, one or more of the following areas: Commercial Real Estate, Retail, SBA, and Participations
• Optimistic, internally motivated, team-oriented personality; and,
• Ability to make decisions, create change, and help grow a company – while growing yourself.

 

Preferred skills/abilities:

• Accuracy in this role is critical – ideal candidate must be detail oriented
• Strong organization skills, handle multiple priorities and produce results, flexibility to reprioritize workload and respond to swiftly changing priorities in a multi-task environment
• Excellent spreadsheet capabilities
• Ability to work under high pressure, fast-paced environment, and meet established deadlines and turnaround times
• Ability to work independently as well as in a team environment
• Excellent communication skills (oral, written, listening)
• Highly dependable and ensure that high quality service is the highest priority
• Understanding of all aspects of due diligence

 

WHAT DOES IT MEAN TO BE ON THE HORIZON TEAM?

Our commitment to our employees goes beyond base pay—it includes the tangible things like salary, benefits, and special employee programs such as training & development, wellness, and flexible sick time. Equally important are the intangible factors like challenging work, a community focused mindset, and the opportunity to grow professionally. We do not hire resources; we invest in people.

 

Benefits available to you include:

• Health coverage options including Medical, Dental, and Vision.
• Wellness Program that incentivizes you with premium cost savings.
• Employee Assistance Program to help you with life’s challenges.
• Basic Group term Life and AD&D to protect you and your family.
• The opportunity to become a shareholder of the Bank through our 401k Retirement Plan.
• Discounts on Pet Insurance.
• Time off policies meant to support your work-life balance.